Hotel Insurance

Protect your property and financial implications well to deliver customer experiences worth a lifetime.

 

AXA provides tailored policies to meet your business needs better, including mandatory as well as optional covers.

 


AXA’s comprehensive Hotel Insurance package covers your mandatory insurance requirements whilst giving you the freedom to customise your cover and pay only for what you need. We also offer this flexibility to add optional covers during your policy period. 

At AXA, we understand that some risks are simply part of the business, that is why we automatically cover you for: 

  • Property Damage and Business Interruption 
  • Machinery Breakdown
  • Money and Fidelity Guarantee 
  • Public Liability including Food Poisoning
  • Employer’s Liability and Workmen’s Compensation
  • Administrative lock-down


We have designed our covers to meet the expectations of the hospitality industry as well as those of your business and guests. Explore them below: 

Travel 

Offer your guest peace of mind in case their flight gets delayed, their baggage gets lost, or they lose their important documents. In such times, your guests will be delighted with your services for covering their losses.  

We also offer upfront cost cover for the temporary accommodation for your guests (specified limit and days). However, we do not offer accommodation service. 

Extreme weather                

Weather conditions can affect your occupancy rate and your guests’ plans. We assess your expected loss of revenue and provide you with the cover suitable for your needs.

Works of art

If your hotel hosts works of art or exhibits, then it deserves a bespoke insurance plan. AXA Art covers you against accidental loss or damage to the works of art.

Event cover 

We will cover your losses in case the event is cancelled, abandoned, postponed, interrupted or relocated due to death, accident illness, unavoidable travel delay, venue damage, national mourning, or adverse weather conditions. 

Mini fleet cover 

We understand that in the hospitality industry, catering to your guests’ comfort and travel is part of providing excellent service. That’s why we cover your vehicles (up to 10 vehicles) as well as mobile equipment such as golf carts or passenger carts. 

Tailor-made range of services

We understand the importance of your business and your commitment towards your guests and staff. Your risks are unique and our expertise in risk management helps you identify those risks and find reliable and efficient solutions to address them. 

We provide you with business-specific services:

  • Risk prevention documents at your disposal, addressing the specificities of the hospitality industry.
  • Risk identification audits and self-assessments.
  • Dedicated contacts with solution providers.
  • Business Continuity Plan support. 

 

Covers

Property Damage, Business Interruption and Machinery Breakdown

ü

Public Liability

ü

Employers’ Liability and Workmen’s Compensation

ü

Money & Fidelity Guarantee

ü

Administrative lockdown

ü

Construction (and/or renovation)

ø

Marine cargo

ø

Motor

ø

Event cancellation

ø

Political violence

ø

Works of art

ø

Extreme weather

ø

Travel Insurance for guests

ø

 

Services

Risk prevention

ü

Temporary accommodation for guests

ø

Business Continuity Plan

ø

How to submit your claim

You can directly contact your AXA Account Manager who will guide you through the claims notification process.

Why AXA?

  • International experience and stability

  • Flexible policies

  • Financial stability that provides better liability protection