Group Personal Accident insurance covers accidental bodily injury, death or disablement of the insured persons and is ideal for companies to insure their employees. The cover can be arranged on a 24 hours basis or only to cover occupational accidents during the period of employment.
You can rely on AXA Group Personal Accident cover
Accidental loss of life/accidental death benefit
If a covered injury results in death of the insured within 24 Months after the accident, AXA will pay the principal sum applicable to beneficiary or legal heirs.
Permanent total disability PTD
PTD is defined as permanent total and absolute disablement as a result of an accident, which entirely prevents the insured person from ever following his/her occupation or any other occupation for which he/she is suited by reason of education, training or experience.
Permanent partial disability PPD
PPD is defined as disablement as a result of an accident, which prevents the insured person from attending to a substantial part of his/her occupation for which he/she is suited by reason of education, training or experience.
Temporary total disability: (weekly indemnity) TTD
TTD is defined as disablement as a result of an accident which entirely prevents the insured person from temporarily following his/her occupation or any other occupation for which he/she is suited by reason of education, training or experience.
Accidental Medical Reimbursement
This benefit provides repayment of medical, surgical or hospital fees necessarily incurred as a result of a covered accident.
Repatriation of Mortal Remains
Reasonable expenses necessarily incurred by the Insured for the repatriation of the body of the deceased insured person and/or seriously injured on the advice of competent medical authorities in consequence of any event by the Insured
Wherever you stay, AXA has a solution to make you feel at home
AXA Group Personal Accident is a wide coverage with wider benefits, worldwide cover and 24/7
- Flexible and customized cover as per client selection of benefits*
- Extended up to the age of 70
- Selection of sum insured limitsas per our guidelines
- List of competitive extensions that make our product one of the best propositions in the market
- Easy in terms of application, claim filing and reliable in terms of benefits pay out.
Group Personal Accident provides a list of free cover extensions* that can be selected by the client:
- Exposure to natural elements
- Disappearance of the insured person
- Suffocation by smoke, poisonous fume, gas ordrowning
- Motorcycling, riot and strike, hijack or assault
- Worldwide territorial limits