Fidelity Guarantee Insurance
This insurance is designed to cover your business against financial losses caused due to fraud or dishonesty such as misappropriation of money or goods belonging to the business by employees.
Cover is operative only if the act of fraud is committed during the period of insurance and discovered within 12 months from expiry of the policy. Policy can be arranged on individual names or positions basis or on blanket unnamed basis.
- Automatic cover extension for losses discovered within twelve months after the insured employee ceases to be employed or the termination of the policy, whichever occurs first
- Single insurance policy can be issued for several groups of employees for your company
- Cover includes temporary employees who are named or included in the classes set out in the schedule
- Cover for auditor’s fees incurred in any special audit required to substantiate the amount of any claim available.
This insurance is designed to cover your business against loss of company money from the premises (safe, drawer, counter) and whilst in transit between two designated places.
- Your Money is covered on an All Risks basis, including theft and robbery, but also Fire or any other accident;
- Contingent damage to your safe or strong room are also covered;- Robbery can be violent: you can choose to cover death or permanent total disablement for you and your employees.