Car Insurance

Drive with peace of mind

Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements and offer great product benefits at a price you can afford


Why AXA?

  • Instant cover

  • 24/7 claims assistance

  • Fast & fair claims

  • Extensive network

  • Wide range of covers

We offer three different products

Main Cover

Loss of or Damage to your vehicle

Cover for the accidental loss of or damage to the insured vehicle due to an insured peril.

Third Party Bodily Injury

Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party, following an accident.

Third Party Property Damage

Cover for your legal liability in the event that you have to pay compensation for damage to materials and property, following an accident.

Medical Expenses

Cover for a limited amount of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings

Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Flood)

Your policy cover extends to include accidental loss of or damage to the vehicle caused by natural perils such as storm and flood.

Oman Extension

Cover whilst temporarily being driven in the Sultanate of Oman.

Agency repair

Repair of accidental damage of the insured vehicle at the manufacturer's authorised dealers within the UAE.

Hire car + AXA Valet

Hire car facility at the time of a covered accident  is supported by AXA’s Valet service which will deliver the hire car to your home or office and also collect the hire car once your car’s repairs are complete.

Roadside Assistance

Extensive breakdown and accident recovery is offered 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling in. We also commit to reaching the breakdown site within an hour of request otherwise we will pay you AED 150*.

Personal Accident cover for driver

Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers

Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover

Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

*within the urban areas of Dubai & Abu Dhabi


Key Benefits

Wide-ranging third party liability

Your legal liability is covered beyond the minimum legal requirements in terms of the limit and the cover. Depending on the product, you can be protected up to AED 5m for any third party property claims and also will have unlimited injury cover for your passengers in the event of a road traffic accident should you be held legally liable.

No claims bonus

Get up to 50% discount, if you can prove you are claims-free.

RTA registration renewal

As a RTA trusted agent we can help you renew your car registration for free. If your car is more than 3 years old, we can pick up and deliver your car to RTA for inspection to renew the registration.

Quick and easy claims service

Open a claim 24/7 over the phone on 800 4845 or online. For claim information Click here

Claims single point of contact

For Motor Prestige customers only, all claims are handled by a single point of contact managed by senior claims professionals through a dedicated toll free number and email ID, in order to provide a unique claims service.

AXA Priority Repair Service

For customers who need to get their car back on the road as soon as possible, our service guarantees to start the repairs with no delays when you drop your car off at AXA's workshops.