Health Insurance

Health Perfect Series

Whether you live within the Gulf region or are travelling abroad, you’ll want to ensure that should anything happen to you or your family by way of an illness or injury, you will have access to the best possible medical care.

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Why AXA?

  • Instant cover

  • 24/7 claims assistance

  • Fast & fair claims

  • Extensive network

  • Wide range of covers

We offer flexible plans

DHA new regulation

Why choose AXA International cover – Health Perfect plans 1, 2 and 3?

These are our top of the range plans which allow you to choose medical treatments in well-known hospitals in the GCC or anywhere in the world. (Please note that treatment in the USA is only available under Health Perfect Plan 1. In addition you’ll receive higher limits on most of the benefits.)

Whether you live within the GCC or are travelling abroad, get access to the best possible medical care in the event of any illness or injury to you or your family.

What is your health insurance cover designed to do?

AXA Healthcare Plan is there to cover you for costs arising from an unforeseen event. This means the cost of eligible treatment resulting from an unexpected illness or accident. When something unfortunate affects your health we will do our best to help you within the limits of your policy.

Key Benefits

Health Perfect 1, 2 and 3 – International covers

  • In-patient private hospital treatment
  • Out-patient consultations, treatments and diagnostics
  • Cover for any declared pre-existing conditions (whether chronic or not) from day one*
  • Cover for non-pre-existing chronic conditions from day one
  • Drugs will be covered up to the pharmacy limits depending on the condition being pre-existing or non-pre-existing
  • Worldwide emergency medical assistance
  • Dental cover (only available for plan 1 & 2) subject to waiting period
  • Personal Accident cover (death by accident)
  • Telephone support ‘Wellbeing’ service

* It is very important that you fully declare any existing medical conditions on the application form. Any undeclared condition would remain uncovered throughout the policy year.

Why choose AXA Regional cover – Health Perfect Plans 4 and 5?

Being our most popular plans, they cover you for treatment in North Africa and Middle East as well as the major trading nations of the Indian sub-continent and South-East Asia.

  • Health Perfect Plan 4: Features all the key benefits of the international plans.
  • Health Perfect Plan 5: Provides competitive, comprehensive cover and access to the best medical care available in your country of residence and beyond.
  • Please refer to the complete table of benefits for more details.

Whether you live within the GCC or are travelling abroad, get access to the best possible medical care in the event of any illness or injury to you or your family.

What is  your health insurance cover designed to do?

AXA Healthcare Plan is there to cover you for costs arising from an unforeseen event. This means the cost of eligible treatment resulting from an unexpected illness or accident. When something unfortunate affects your health we will do our best to help you within the limits of your policy.

Key Benefits

Health Perfect 4 and 5 – Regional covers

  • In-patient private hospital treatment
  • Out-patient consultations, treatments and diagnostics
  • Cover for any declared pre-existing conditions (whether chronic or not) from day one*
  • Cover for non-pre-existing chronic conditions from day one
  • Drugs will be covered up to the pharmacy limits depending on the condition being pre-existing or non-pre-existing.
  • Worldwide emergency medical assistance
  • Dental cover (only available for plan 4)
  • Personal Accident cover (death by accident)
  • Telephone support ‘Wellbeing’ service (only available for plan 4)

* It is very important that you fully declare any existing medical conditions on the application form. Any undeclared condition would remain uncovered throughout the policy year.

Why choose AXA Local cover – Health Perfect Plans 6 and 7?

Health Perfect Plans 6 and 7 are specifically designed for those who want the reassurance of quality health cover plus the security of a substantial overall annual benefit limit for high value treatment at a lower premium. Health Perfect Plan 6 and 7 are ideal for those who do not travel extensively outside their country of residence.

Whether you live within the GCC or are travelling abroad, get access to the best possible medical care in the event of any illness or injury to you or your family.

What is your health insurance cover  designed to do?

AXA Healthcare Plan is there to cover you for costs arising from an unforeseen event. This means the cost of eligible treatment resulting from an unexpected illness or accident. When something unfortunate affects your health we will do our best to help you within the limits of your policy.

Key Benefits

Health Perfect 6 and 7 – Local covers

  • In-patient private hospital treatment
  • Out-patient consultations, treatments and diagnostics
  • Cover for any declared pre-existing conditions (whether chronic or not) from day one*
  • Cover for non-pre-existing chronic conditions from day one
  • Drugs will be covered up to the pharmacy limits depending on the condition being pre-existing or non-pre-existing.
  • Worldwide emergency medical assistance (only available for plan 6)
  • Personal Accident cover (death by accident)

* It is very important that you fully declare any existing medical conditions on the application form. Any undeclared condition would remain uncovered throughout the policy year.

Law No-11 of 2013- Mandatory Health Insurance in Dubai

  • We have just completed the third and final phase of the implementation which covers companies employing less than 100 employees; spouses and dependents and domestic workers. The first phase, which ended on 31st October 2014, covered companies employing 1000+ employees and the second phase, which ended on 31st July 2015, included companies with 100 – 999 employees.
  • Upon issue and renewal of employment visas, evidence must be provided that employers have insurance coverage for all their employees. This will ensure all companies are compliant with the new Health Insurance Law.
  • The law specifies the minimum level of benefits that must be provided in any health insurance plan offered within the Emirate of Dubai which is benchmarked by the Essential Benefits Plan.
  • The Essential Benefits Plan is available for staff holding a valid Dubai residency permit earning a gross salary of AED 4,000 or less per month.
  • As a qualified participating insurer, AXA is proud to provide you with affordable Health Insurance for all your employees
  • This plan is in line with the minimum level of benefits as mandated by law number 11 of 2013.
  • The cover includes In-patient and Out-patient treatments.
  • The plan covers your employees in the Emirate of Dubai and other parts of the UAE, where direct billing facility is provided and all around the UAE for emergency treatment.
  • Access to multilingual support such as (Arabic, English, Urdu, Hindi, Tagalog and Bengali).
  • Support from our skilled medical platform, 24 hours a day, 365 days a year.
  • AXA also provides other plans that are approved by the Health Authority of Abu Dhabi (HAAD) in the Emirate of Abu Dhabi.

Provide your details and our team of experts will advise you with tailored made solutions.